ATTUS Solutions

As the trusted advisor to over 4,500 financial institutions and other businesses nationwide, ATTUS’ full array of products and consulting services makes managing regulatory compliance, homeland security and fraud prevention easy and safe for our clients. With ongoing access to industry experts and free technical support, we not only provide innovative product and service solutions but we partner with you to assess, monitor and improve your overall risk management program.

·          Reduce administrative costs and compliance risks

·          Take advantage of the latest technology

·          Utilize the safest encryption methodology

·          Provide detailed reporting for a thorough audit trail

·          Keep pace with the ever-changing regulatory environment

WatchDOG® Pro: Uses web-based technology and the most advanced search algorithm to compare clients’ customer records against the latest updates to OFAC’s SDN list and 16 other watch lists.  With single and batch look up capabilities, WatchDOG® Pro checks the customer name, address and date of birth to provide more precise matches and fewer false positives.

WatchDOG® Pro - IAT Module: Along with its sophisticated search algorithm and flexible integration capabilities for global watch list scanning, WatchDOG® Pro also offers your institution advanced international ACH Transaction (IAT) processing. Pro's IAT Module makes complying with NACHA's IAT Rules as easy and cost effective as it does managing your OFAC, USA PATRIOT Act and other compliance requirements.

Outsourced Batch Processing: When you need to intermittently check large numbers of files in an efficient and cost effective way, consider Batch Processing. It’s available for the OFAC and FinCEN lists, many international lists and by social security number. You determine the lists and frequency; we provide the compliance assurance.

WatchDOG® CIP: Verifies the identity of account applicants, compares their name against the latest OFAC list and meets your compliance requirements with Section 326 of the USA PATRIOT Act, the Bank Secrecy Act and the Red Flag Rules. Based on your account level risk assessment, you choose from three levels of validation within this web-based product. 

WatchDOG® for Reg CC: Provides your tellers with an automated solution for calculating hold times and printing customer disclosure notices which reduces teller transaction time and eliminates errors and miscommunication. It also reduces fraud from counterfeit checks or insufficient funds by validating the routing number prior to deposit. 

WatchDOG® Wire: Streamlines incoming and outgoing wire processes using automated, web-based technology which formats wires to upload to and from Fedline and Fedline Advantage and it cross checks customer wire information against OFAC’s SDN and other watch lists. It also facilitates recordkeeping and retention requirements and monitors wires for suspicious activity as required by BSA.

WatchDOG® SSN: Validates your customers’ social security numbers and either confirms their identity as correct or alerts you to the illegal use of an expired, improbable, impossible or never issued social security number. This product enhances your customer identity processes and reduces your financial risk due to fraudulent activity.

Knowledge Bank: ATTUS’ training library provides you and your employees with access to over 50 online compliance courses. This cost effective training method ensures that your staff is well-versed in your institution’s compliance requirements and provides opportunities for continuing education on changes or additions to laws and regulations. 

ATTUS™ Watch Lists: Check your customer database against a variety of watch lists published by governments and agencies worldwide, including the Politically Exposed Persons (PEP), Bank of England and INTERPOL Most Wanted lists and much more. We customize this product based on your needs running a batch process against the lists you identify.

WatchDOG® for Reg E: ATTUS has developed an automated solution which manages the error resolution procedures for financial institutions as required by the Electronic Funds Transfer Act (EFTA) and implemented through Reg E.  Along with reducing related costs and compliance risk, it increases efficiency and provides greater assurance that all of the complexities of this law are met.

GLBA MAP: Through this innovative, web-based tool, you can easily monitor and manage your institution’s risk assessment process. It includes a vendor management and assessment component as well as the ability to immediately access your information in multiple views – an overall composite or details on a specific area or customer risk. 

ATTUS’ Risk & Information Security Consulting Services (RISCS) …

·          Include a thorough assessment and investigation of the areas being explored

·          Put our industry experts at your disposal

·          Provide detailed reports with recommendations for improvement

The Information Security Review: Analyzes all your electronic and paper based information for a comprehensive examination of policies, procedures, physical security and technology throughout your institution. In accordance with the FFIEC Handbooks, this review ensures your compliance with GLBA in protecting all customer confidential data.

BSA Review Service: This on-site review ensures compliance with OFAC, BSA and related Anti-Money Laundering laws and regulations by focusing on your overall risk management program. As an added benefit, clients can use ATTUS’

BSA/AML risk assessment tool if they need to create or enhance their institution’s risk assessment document. 

External Penetration Test: Combining powerful technology with intuitive manual techniques, we conduct a comprehensive assessment of your perimeter defenses to help safeguard your institution and its assets. Meeting your annual GLBA testing requirements, this service examines your firewall, perimeter routers, web and mail servers and more.

Social Engineering Test: Using the same methodology that a malicious attacker would, ATTUS helps uncover inadvertent disclosure of confidential information by your employees. By making you and your employees aware of the devices used by “real world” attackers, we can help you avoid potential lapses in the future.  

Red Flag Rules Review Service: ATTUS consultants will review and assess all aspects of your existing Red Flag program to ensure it mitigates your risk for identity theft activity and meets the requirements of the FACT Act’s Red Flag Rules which required financial institutions to develop and maintain a comprehensive identity theft prevention program and became mandatory on November 1, 2008.